People generally consider Gold as the most safest, secured and highly profitable investments. It is a fact that Gold is very profitable but that is just not the limit. There are investments better than gold which can return more profit overnight or in longer term.

Since gold is now very expensive, currently standing at $1,222.91 which is not affordable for middle class investors or newbies. The extremes at which gold goes now is a 1.9% change.

Investment better than gold is no other than the sister of precious metal; “Silver”

Silver has this tendency of fluctuation and the reason behind is that the silver is not mined or manufactured any more. It is in very limited quantity around the world and no new silver is being discovered which makes it the real precious metal. Silver is used in many electronics and other devices and now the market of silver has risen rapidly which forecasts extreme demand of this metal in the coming time.

Silver moved from $17.42 to $18.40, a rise of $.98/oz., or 5.6% increase which is itself a major investment as compared to gold investments which only returned 1.9%. Financial analysts forecast that the silver will soon be an extremely rare metal and those who will have it would earn profits exceeding 30-35%.

The Euro is currently at 1.1948 U.S. dollars and is expected to fall more till next week. Analysts predicted that euro debt crisis have become a global problem and with that investors are now questioning the strength of euro to be a global reserve currency. The euro have a history of fluctuation and this time the downfall of euro currency was fast hitting the ground rapidly losing it’s essence to attract investors. Those big players who had euro as an investment found the market formula and sold euro at the right time. Here at Financiere, we will help our readers to safely invest in Euro and then sell it at the right time to earn almost 22% profits.

The falling euro prices is good for those who are new to investments and it’s time to bulk buy euros and stock them as much as you can so to sell them after 3 to 4 months for maximum profits. This has been the history of euro ever since it entered the exchange market. The analysts have predicted that the prices will rise again this time hitting the heights, 1.6898 U.S. Dollars which will return a great amount of profit on selling. It has been predicted that the euro currency exchange rate will rise again in the month of August and will keep on rising till January 2011. Therefore it should be a major investment because the next savings and investment opportunity is far away.

The U.S. stock market is on the fall but the financial analysts have predicted that the market would rise to almost 600 points this month. Currently at 10,100 points the market may fall a little more than that which could create panic selling by the stock players but this panic will short-live. As confirmed by Goldman and with new investments entering the market, the U.S.stock market forecast is reported to be positive and will continue till the month of July.

The Gold and other precious metals has fallen due to short selling and lower demands, the investors are still heading towards stock markets and preferring shares of food, beverages, airways, pharmaceuticals, energy and banks. After the downfall of U.K. stock market, investors with investments in U.S. stock market consider themselves blessed that the downturn because of Euro and Greece has slightly effected the greenback and NYSE.

For new investors, starting of the month of June is the time to buy shares and by the mid of July would be the time of selling. This strategy would earn them almost 25% profits if the shares market is carefully selected. It is also recommended to invest in Forex market specially in Euros which is available at very affordable price and selling it when Euro market climbs again and it will because euro is the most fluctuating currency in the world and almost all investors play with Euro. But if stock market attracts you, make your investment move.

FTSE 100 has a very critical future. The forecast of market data revealed that many shares would fall in the first half of the month of June and this will not be a market correction whereas analysts named it the U.K. stock market trend. Currently at 5140 points, stock market would lose almost 40 points with major shares in doldrums which would annoy stock players. The market would not function like  May when in the second half of the month the market growth went high profiting stock players as well as brokers. The trend is set due to euro plunge and a rise in price of gold.

Some major sectors in stock market include tobacco, airways, food industry, pharma and energy sector. These sectors have shown rapid growth in the past and are likely to increase in the near future even if ftse goes on a nose dive. The month of June and July will give investors a tough time on whether to hold their shares or sell them and get out of the market but these market trends are usual and have no guarantee of improvements. A better option is to stick to your stocks and buy more at the mid of this month and selling at the end would return nearly 9% profit. A better profit market now is NYSE where trend is now in the upward direction and is likely to increase as our analysts predicted.

View the full FTSE chart at Wikinvest

Gold has shown increase as the month of June started and is likely to increase for next 15 days. Analysts predicted that gold will reach $1256 giving it a 2.9% increase but will decline for correction by the end of this month. The decline is considered to be a 1.6% variation and the investors are known to make maximum profit out of this gold price trend. The gold market will be back to peaking prices in the month of July and August as investors predict jewelry trade increase in India. The market has yet to be saturated and investors are not interested in gold certificates or bullion because the US and UK stock markets are likely to show progress this month.

The stock markets are predicted to be inclining at the end of this month which shows stock players have to wait and delay selling/purchasing.  The stocks recovery will throw gold back to 1.6% low making it less attractive for investors. The time is now feasible to invest in stocks rather than gold because gold will only give 5% profit in short term whereas stock market will allow nearly 9% to 11% profit in short term. Oil prices are also on the doldrums but investors are not clear whether to invest in energy shares or not because declining prices and a downward trend means slow or no profit in energy sector of stock markets.

The Insurance sector, especially health insurance is now struggling with price resistance from employers. The health insurers’ expansion and profitability is negative and does not look to go upward in near future. The health care costs have increased faster than the annual premiums which will help avoiding legal operating gains. The forecast for health insurance have increased the ambiguity as health insurance firms try to recover from financial depression.

There are four health care segments – Hospital care, Pharmaceutical market, Medical device market and health insurance market. The recruitment in health insurance market is taking a nosedive whereas hospital care and pharmaceutical markets are prospering as known by their stock market reports and forecasts. The consumers and business owners of medical device markets are uncertain about future and the agents involved in medical health insurance and medical device selling are facing problems as their incomes have plunged rapidly. The market conditions are best known by the firm’s progress and its employees’ prosperity. It is not a good time to invest in insurance companies or to enter the insurance job market as leading insurance companies are facing terrible times. The UK Stock Market Forecast and US Stock Market Forecast has revealed that insurance sector have very minimal gains (if any) and most of the times the insurance sector files bankruptcy which causes the economy to tremble.

It is advisable not to invest in insurance companies and try to minimize your personal insurance unless it is health insurance which is now considered a need. The auto insurance is also not necessary, many people would not digest it but the equation is simple; the car you bought with insurance will cost you double within five year’s insurance payments, if you don’t buy car insurance, the cost of car will be free after five years. Same goes for those who buy medical insurance because almost all medical insurance are term insurance and there are no hefty returns on investments. A better investment option is Gold Investments which have a value and can be cashed at the time of need. At the end of the day, if you won’t need gold for your health recovery, you’ll be armed with gold investments.

That health insurance which is for granted i.e. offered by your employer is better and more convenient because the demerits of health insurance are awful.

The job market news is not positive and that is the main reason why news media is not highlighting the recent 90,000 layoffs in US alone. This is a 44% increase from the first quarter of the year 2010 but the news is not welcomed by many as more job cuts are expected in the third and fourth quarter. A rise is seen when some private companies added 20,000 jobs but that is not enough for the downward job market trend.

It is analyzed that unemployment rate is 6% and job market being very strong but the question is for how long will the unemployment be faced by the people as the economy is moving downwards. Finance sector is the major sector which faced job cuts this year. In UK alone 8,000 job cuts has been witnessed and in US the job cut totals 19,000 in financial sector only. Financial sector is known to be the most critical sector of economy and any dramatic change in this sector indicates clear signs of danger. The biggest problem is that the governments are not taking this matter seriously and the news media is controlled by the government which helps in playing the same goal “not to create unemployment hype”. US job market is huge and those laid off can be switching jobs around other states but UK job market is different and the joblessness in UK is severe. The foreign students studying in Britain are jobless because the economy is a vacuum tube. learn more about UK Job Market

Dow have suddenly fallen below 10,000 points and is currently at -9880. Many analysts had forecast that the market would rise after a short fall but due to Euro downfall and North-South Korean crises as reported by the news media, the U.S. Stock Market is in doldrums. The investors have dumped the stocks as tensions gripped the world market. Nearly all investors are concerned about the fall of Euro which has fallen steeply, click to read about Euro News, Analysis and Forecast.

Nasdaq and S&P are sharing the agony as they have also witnessed downfall with the fall of Dow. NASDAQ being a technology market should had an upward trend but as the crises are serious, even the technology market is not safe for investments. The gold market has also fallen but investors are pretty sure that this would not be the recession of US stock market again. The downfall is still known to be for a short period and may not last long as analysts observed. The Oil prices have also witnessed a change of 3% in negativity. The U.S. stock market would witness a downfall of nearly 4% in 3 days period and would not recover soon as expected by the investors. Since Gold Investments are considered to be safer, the falling price of gold doesn’t attract investors because the economy is stable and outlook is positive.

Gold and oil prices have sharply declined in the past 5 days due to issues unclear to investors. It is mainly due to US stock market downfall and euro zone crises which have made the precious metal and gasoline prices to fall.

Gold has witnessed +4.86% change which was a good sign. Now onwards, gold prices shall decline for the next 10 days or so.

Oil has witnessed -13.31% change which still continues to decline till the month of June.

The Gold and Oil markets have been hit by US Stock market as major shares are on the doldrums. It is expected that the market will be recovered soon.

The American stock market is on the doldrums as heavy losses have been witnessed by the investors. Dow Jones have fallen more than 1000 points which is incredibly low after the 2007 recession. The market doesn’t seem to recover till the end of the month of May but mid of June would be a recovery period for NYSE. NASDAQ (IXIC) and S&P (GSCP) follow the downward trend of NYSE. Reuters name the fall of stock market as “correction” but this is not what market correction is. It is only because of Euro-Zone’s debt crises which could easily put the global economic crises into jeopardy.

The Dow Jones Industrial Average has declined to almost 9% this month which is a bad indicator. Nasdaq and S&P have fallen 2.71% and 3.6% respectively which is not healthy for investors. On the other hand, UK stock market has shown some recovery in the past few days. The forecast for UK stock market is very important as it plays an important part in world economies. Signs of recovery in UK market shows that the US stock market will recover soon in the month of June. “This is the right time to by US stocks as a large market volume displacement has occurred which will recover soon profiting the investors” said Chris Jason, board member of Fed. The predictions are clear, as the market is falling and investors confused, it is time to invest and selling your shares is not a intellectual move to make.

View the full DJI chart at Wikinvest