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	<title>Financiere &#187; Savings &amp; Investment</title>
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	<link>http://www.financiere.co.uk</link>
	<description>World Business and Finance News financiere.co.uk</description>
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		<title>Gold Drops To Eight-Week Low &#124; Gold Price Prediction July 2010</title>
		<link>http://www.financiere.co.uk/gold-drops-to-eight-week-low-gold-price-prediction-july-2010-819/</link>
		<comments>http://www.financiere.co.uk/gold-drops-to-eight-week-low-gold-price-prediction-july-2010-819/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 07:20:37 +0000</pubDate>
		<dc:creator>Kim Rogers</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[U.S.]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=819</guid>
		<description><![CDATA[Gold has witnessed some serious decline this month amid tight economic conditions in States. Gold is currently at $1,176.31 which dropped from $2,157.09, a sharp and unexpected fall. The economic situation has made it easy for investors to invest and make enormous profits from Foreign Exchange market and Stock Market.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Price Of Gold &#124; Gold Price Forecast &#124; Gold Forecast 2010</title>
		<link>http://www.financiere.co.uk/price-of-gold-gold-price-forecast-gold-forecast-2010-764/</link>
		<comments>http://www.financiere.co.uk/price-of-gold-gold-price-forecast-gold-forecast-2010-764/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 21:17:45 +0000</pubDate>
		<dc:creator>Christopher</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[profit]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=764</guid>
		<description><![CDATA[Price of gold have been fluctuating since the last month as gold demand is sought in the market of China and Australia. The government of China is urging its people through television ads to buy bullion as safest investments. The strategy behind China's policy is to let it's people have secured and most profitable investments for future.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gold Price Predictions July 2010 &#124; Gold Forecast News &amp; Analysis</title>
		<link>http://www.financiere.co.uk/gold-price-predictions-july-2010-gold-forecast-news-analysis-736/</link>
		<comments>http://www.financiere.co.uk/gold-price-predictions-july-2010-gold-forecast-news-analysis-736/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 20:07:20 +0000</pubDate>
		<dc:creator>Kim Rogers</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>
		<category><![CDATA[profit]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=736</guid>
		<description><![CDATA[The recent declining stock and forex markets have increased the gold price. The gold price trend as seen by senior analysts will continue to increase in the month of July and August. Analysts predicted that gold will reach $1261 giving it a 2.2% increase this month. The gold selling have been witnessed around the world in large quantity.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investments Better Than Gold &#124; Investment News &amp; Analysis</title>
		<link>http://www.financiere.co.uk/investments-better-than-gold-investment-news-analysis-699/</link>
		<comments>http://www.financiere.co.uk/investments-better-than-gold-investment-news-analysis-699/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 20:08:51 +0000</pubDate>
		<dc:creator>Kim Rogers</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[silver]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=699</guid>
		<description><![CDATA[People generally consider Gold as the most safest, secured and highly profitable investments. It is a fact that Gold is very profitable but that is just not the limit. There are investments better than gold which can return more profit overnight or in longer term.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>European Euro Currency Exchange Rate Forecast &#124; News &amp; Analysis</title>
		<link>http://www.financiere.co.uk/european-euro-currency-exchange-rate-forecast-news-analysis-695/</link>
		<comments>http://www.financiere.co.uk/european-euro-currency-exchange-rate-forecast-news-analysis-695/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 18:03:33 +0000</pubDate>
		<dc:creator>Saud Zaheer</dc:creator>
				<category><![CDATA[Euro]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Predictions & Forecast]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt downgrade]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>
		<category><![CDATA[profit]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=695</guid>
		<description><![CDATA[The Euro is currently at 1.1948 U.S. dollars and is expected to fall more till next week. Analysts predicted that euro debt crisis have become a global problem and with that investors are now questioning the strength of euro to be a global reserve currency. The euro have a history of fluctuation and this time the downfall of euro currency was fast hitting the ground rapidly losing it's essence to attract investors. Those big players who had euro as an investment found the market formula and sold euro at the right time. Here at Financiere, we will help our readers to safely invest in Euro and then sell it at the right time to earn almost 22% profits.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn How To Buy Shares Online &#124; Guidelines To Risk-Free Investments</title>
		<link>http://www.financiere.co.uk/learn-how-to-buy-shares-online-guidelines-to-risk-free-investments-443/</link>
		<comments>http://www.financiere.co.uk/learn-how-to-buy-shares-online-guidelines-to-risk-free-investments-443/#comments</comments>
		<pubDate>Sat, 15 May 2010 09:04:48 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[UK Stock Market]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=443</guid>
		<description><![CDATA[Buying shares these days is easier than ever before. With the help of computers and internet, we can connect and trade in online markets anywhere in the world. brokers and stock markets. 
Before buying shares online study the shares market and learn online brokerage terms and conditions. trading companies will charge you around $5 - $8 per transaction. When it comes to buying shares online or trading, Remember, to make your investments secure, you have to scatter your investments in different stocks. invest your money through brokers and control your money leaving minor authority with brokerage firm. Service type Execution-Only is the most cheapest and recommended for expert online traders invest precious time and money in stock market should learn to use Execution-only trading service. It will give you complete command of your stocks. Selling shares when the stock market is booming is the key to success
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gold Price Forecast for April 2010</title>
		<link>http://www.financiere.co.uk/gold-price-forecast-for-april-2010-348/</link>
		<comments>http://www.financiere.co.uk/gold-price-forecast-for-april-2010-348/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 10:12:52 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[U.S.]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=348</guid>
		<description><![CDATA[Gold forecast for the month of April 2010 is slightly bearish than the previous month as dollar has gained some stability in the world market (for details “dollar rises against euro”) but this stability of dollar is temporary as U.S. economy has yet to come out of recession clouds.  The yellow metal had made major strides during the recession period due to panic buying by investors. 

Since the recovery of shares, forex and investment market is expected, investors are likely to pull out their money from gold investments and put it in equity and other investment options. This strategy of investors may impact the gold prices and the yellow metals may not make big strides in the coming months probably the month of April and May as predicted by our financial analysts. In fact, gold is a lover of tragedies and whenever there is an adversity gold prices gain because people tend to buy gold during crisis times.

A long term investment in gold is always feasible because gold prices tend to incline against paperback economies. Investors should not put all their eggs in one basket, instead, they should try to keep some investments in gold and invest other in equity and forex which will more likely return 14% to 16% profit. The monthly gold forecast and gold outlook are universal. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing for Beginners</title>
		<link>http://www.financiere.co.uk/investing-for-beginners-318/</link>
		<comments>http://www.financiere.co.uk/investing-for-beginners-318/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 20:34:47 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[UK Stock Market]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=318</guid>
		<description><![CDATA[Investing for Beginners 
Shares Market Basics
If you are new to investments then it is worth your time to learn some basics of shares market before you take the risk. Business, in other term is known as risk. Most people are not comfortable with crashing shares market and thus they don’t invest or take the risk for investments thus losing an opportunity for great profits. 
It is true that shares market has the most highly profitable returns sometimes profit exceeding 18% in six months. This rate of return is not even possible in banking and other financial institutions whereas property and gold assets are exceptional. \
A share, in simple terminology, is owning one or more share of stocks in a company. A person owning shares is called shareholder. Shareholder has no interference in the company policies whatsoever but only plays a part of investor. The shareholder will be profited if the company excels and vice versa. 
Types of Shares
There are two main types of shares namely Common and Preferred. Common shares represent the majority of stocks, ownership in a company and a claim on a portion of profits (dividends). The dividend amount alters and is not definite. In the long run, common shares yields greater amount of returns than most other investments. 

On the other hand, preferred shares represent a degree of ownership in a firm or a company but usually doesn’t include voting rights whereas common shares has this advantage that shareholders can vote to elect the board members. With preferred stocks, shareholders are usually guaranteed a fixed dividend amount.

How to Buy Shares
Buying Shares is easier and faster than ever before, but unquestionably no less risky. If you’re a novice investor, you’ll want to organize yourself for the unpredictable markets before investing. For detailed post on how to buy shares please click here

Why Shares Price Change
The price of shares in general is determined by demand and supply. If there are more buyers and fewer sellers, the shares price will rise. It’s only because the shares of that particular stocks are limited and people are willing to pay higher prices for them. Similarly if there are lots of shares of stock for sale and no buyers in market then the price of that particular share will drop. Because of these factors, the shares market fluctuates very often. 

Anyone can get familiar with demand and supply concept. What is difficult to figure out is what makes people buy a particular stock and reject another. The price movement of shares indicates what investors feel about a company’s worth. It is not feasible to equate a company’s value from its shares price as it is not always an accurate indicator. 


Bull Market
A bull market is when economy is booming and inflation and unemployment rate is low, allowing shares price rise. It is easy to buy shares during bullish market but not recommended because what goes around comes around. Same is the case with shares market, bullish market won’t last long. 

Bear Market
A bear market occurs when the economy is under stress or inflation and recession is on the rise. Our financial advisory division recommends investors to purchase stocks at the time of extreme bearish market when the prices are very low, and stick with investments until the prices rise again. This is the best investment technique and the profits gained are tremendous. 
]]></description>
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		</item>
		<item>
		<title>The Advantages of Short-Term Investments</title>
		<link>http://www.financiere.co.uk/the-advantages-of-short-term-investments-266/</link>
		<comments>http://www.financiere.co.uk/the-advantages-of-short-term-investments-266/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 15:20:41 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money market]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=266</guid>
		<description><![CDATA[The Advantage of Short-Term Investments
Everyone invests for their future, whether it's about dream home, education, or establishing a new business. Each of these events become apparent at different times in life and as a result need to be planned within certain time frames. A short-term investment strategy within a well-diversified, long-term investment plan is the key to dealing with financial needs as they occur. 
Short-term investment means duration of investments from minimum 3 months to 3 years max. Investors apply a general rule of thumb of three years, and anything under that is measured a short-term investment. Short-term investments have either low interest or high stakes, depending on where you invest your money. It is helpful for making more profit from your cash savings or liquid assets. 
Whether it's about saving funds for next Christmas, accruing the down-payment on a home that you plan to buy in the next year or two, or placing the cash together for a personal business, short-term investments are about making the most of your money in a short span of time with the slightest amount of risk and penalties. Short-term investments can be converted into cash or rolled over into other short-term or long-term investments. 
Short-term investments always protect long-term investments. Stocks and real estate have a high interest rate particularly if you keep them for a long period of time. The problem begins when you have a financial emergency where you need instant cash. Without delay, you are forced to liquidate your long-term investments, most of the times at a loss. 
The solution is to maintain short-term investments that are easy to liquidate in case of an emergency. Cash itself offers no interest. A savings account is not good at all for short term investments because the amount of yield is almost negligible and whatever is earned goes as tax and other bank charges. It is up to you to plan your investments in accordance with the events in your life. Different events happen at different times and need to be planned for accordingly. In designing your financial chart, map out what you need and when you will need it. Five questions you should ask yourself are as follows: 
•	What are my financial goals? 
•	How much money do I need to invest? 
•	How long can I wait until I need the cash? 
•	How much flexibility do I have within this time frame? 
•	Can I afford to compromise my short term investments? 
The drawbacks of short-term investment are high risk and low yield. If you invest short-term in stocks, the risk will be higher because of the cyclical nature of most stock markets. Another problem is tax consequences of investment made for less than a year and no dividends. 
Most cautious investors try to play safe with their investments therefore they opt for safer short-term investments in the form of treasury bills a.k.a. T-Bills, certificates of deposit a.k.a. CDs and money market funds. T-Bills and CDs have fixed interest rates and maturity time. The disadvantage of fixed investments is that you are penalized if you take the money out before the maturity date. 
Our financial advisory division advises investing your short-term money in money market mutual funds. Their yield can be lower than fixed investments, but the advantage is that you can access your money when you need it. This advantage makes money market funds a great way of protecting your long-term investments by providing you with ready cash in case of emergencies. 
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Invest</title>
		<link>http://www.financiere.co.uk/how-to-invest-257/</link>
		<comments>http://www.financiere.co.uk/how-to-invest-257/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 20:26:21 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Forex]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[shares]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=257</guid>
		<description><![CDATA[In this modern era, where competition is elevated and earning money is not easy, people should have a sound grip on how and where to invest. One can hit the market and invest money in a business, shares, forex or in the stock exchange. People without prior knowledge of investment strategies or how the stock market operates and regulates several monetary transactions must seek an expert's advice before investing. It is not feasible to invest money in the stock market without proper know-how because there is always the risk of losing money. It is recommended to acquire appropriate knowledge regarding investment plans, the working of stock exchange and share market before investing.
Financiere will help you make the right decision and your investment will not drown. Investors must know the basic financial terms and procedures involved in the investment process. There are several investments including mutual funds, real estate, penny stocks, equity shares, offshore finance and forex. Investors should know where they like to invest or which market are they tilted towards, and when they decide upon doing some investment in the market, they need to conduct a good market research. Newspaper, investment magazine or bulletin and even internet is the best place to get the information from. 
If you plan to invest in a company, you can apply for its investment policies and plans. It is recommended that you should thoroughly check the prospectus, financial plans, business information, and share market review. The main objective behind gathering information related to the investment plans is to know where exactly you are investing and how feasible the transaction is. 
After a thorough research work, the next thing you need to know is the price index. Price index implies price quotations. Investment plans and prices go up and down daily therefore you need to keep yourself updated with the information and should also be aware of the stock rates. 
The main purpose of investment is to secure your future by investing in bank savings account. Money invested today will help you in future and will certainly add to your wealth. Most people invest lots of money in buying lottery tickets because they believe that they will win a huge sum of money with a small investment but this is not exactly true and is quite risky. You cannot afford to take a chance with your money because in lottery investments, everything depends on luck. There are millions of people who buy lottery tickets daily but are not quite enough lucky to win a lottery in their life span. 
The main reason of investment is profit and people should understand that if they won’t have a good investment plan and sound research, they will end up losing. Analyze the investment plan carefully and then act on it whether it is the share market, mutual funds, real estate, forex or gold investment. 
It is important to keep track of the stock market because stock market has a 50% impact on almost all other investments, and for that, you need to know how to read the stock index. The stock exchange has an index that indicates the chartings of the stocks. You cannot just go and buy the stocks unless you have some knowledge of the stock transactions. Stock market is a very volatile place for the people who are beginners. It is suitable to take the guidance of a stock agent or a broker who will guide you in learning how transactions are regulated in stock exchange.  
]]></description>
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		</item>
		<item>
		<title>Short-Term Bond Funds</title>
		<link>http://www.financiere.co.uk/short-term-bond-funds-242/</link>
		<comments>http://www.financiere.co.uk/short-term-bond-funds-242/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 10:33:24 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[money market]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[shares]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=242</guid>
		<description><![CDATA[If you want greater interest rates in shorter span of time then a short term bond fund may meet your needs. A bond fund pools cash from multiple investors to buy individual bonds that meet the fund's investment purpose. Each bond fund is efficiently handled, and is grouped based on the nature of bonds in which it invests. A usual short term bond fund invests in bonds that will mature in one year to three years.

A short term bond offers a greater potential interest than a money market fund but it carries more risk. When you own a bond or note from a credit-worthy issuer yourself, you will ultimately get the principal plus interest rate you contracted for if you hold the bond or note until it is due. Investing in a bond fund does not work the same way.

If more investors are withdrawing money from the fund rather than investing, the fund managers would then sell bonds in the fund even if it is not feasible to do so. The net asset value (NAV) of a share in a short-term bond fund can vary depending on the value of the bonds possessed by the fund. Shares in short term bond funds tend to fluctuate less than shares in long term bond funds but even in a short term bond fund there is no assurance that you will get back no less than the amount of money you invested into the fund.

Bond funds are subject to interest rate risk which is the risk that the market value of the bonds owned by a fund will differ as interest rates go bearish or bullish. Bond funds are also subject to credit risk which is the risk that the bond issuer may default on its obligation to pay the bondholders. They are subject to prepayment risk which is the risk that the issuers of the bonds owned by a fund will prepay them at a time when interest rates have declined. ]]></description>
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		<title>Gold Forecast And Predictions 2010 &#124; News And Analysis</title>
		<link>http://www.financiere.co.uk/gold-forecast-march-2010-176/</link>
		<comments>http://www.financiere.co.uk/gold-forecast-march-2010-176/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 18:09:03 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[outlook]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=176</guid>
		<description><![CDATA[Gold forecast remains bullish as it continues to provide a hedge against weakness in fiat currencies and further confusion in the markets. Gold would be treated as the only solid asset sought by both ordinary people and foreign central banks with further deterioration of fiat money.
Gold investments are gripping the market as prices of the precious metal are inclining. Gold forecast for the month of March is stable and growing therefore investors are good to go with further investments in gold which would further help them in the upcoming months. A different trend has been seen in the market where total demand was down drastically in all categories - jewelry demand was down 32% while total demand for all uses including retail investment, industrial demand, and electronic trading fund investment was down 36%, a relatively huge decline in demand. Gold is likely to remain highly sought after as a store of wealth and it will not be surprising to see gold prices rise to, perhaps significantly, new highs.
]]></description>
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		<title>Gold Investments are Safest</title>
		<link>http://www.financiere.co.uk/gold-investments-are-safest-131/</link>
		<comments>http://www.financiere.co.uk/gold-investments-are-safest-131/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 11:29:05 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=131</guid>
		<description><![CDATA[Gold is exclusive because it does not bring any credit risk. Gold is no one's liability. There is no risk of non payments for a coupon or redemption for bonds and that a company will go out of business, as for equity. And dissimilar to a currency, the value of gold cannot be affected by the financial policies of the issuing country or destabilized by inflation in that country. A 24-hour trading, wide range of buyers - from the jewelry sector to financial institutions to manufacturers of industrial products - and a wide range of investment channels available, including coins and bars, jewelry, exchange-traded funds, certificates and structured products, makes the liquidity risk very minimal. The gold market is vast and profitable, because of the fact that gold can be traded at narrower spreads and more rapidly than many competing diversifiers or even mainstream investments. 
Gold is subject to market risk but many of the risks associated with gold prices are very different from the risks associated with other assets, a factor which enhances gold's charisma as safest and most secured investments. The specific risks, to which bonds and equities are exposed, including stress on the health of the government and corporate sector during an economic downturn, are not shared by gold.
Volatility is a type of measure for market risk. It measures the spreading of returns for a given security or market index. If an asset is volatile, risk increases. The gold price is in general less volatile than other commodity prices. This is because of the depth and liquidity of the gold market, which is sustained by the availability of large above-ground stocks of gold. Because gold is almost everlasting, nearly all of the gold which has ever been mined still exists. Unlike many other commodities such as, oil or platinum, the geographical diversity of modern mine production further reduces the chances of supply shocks from any specific country or region having an unnecessary impact on the price. As a result, gold is to some extent less volatile than heavily traded blue-chip stock market indices such as the FTSE 100 or the S&#038;P 500.
]]></description>
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		<title>Why Invest in Gold?</title>
		<link>http://www.financiere.co.uk/why-invest-in-gold-121/</link>
		<comments>http://www.financiere.co.uk/why-invest-in-gold-121/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 11:19:54 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[profit]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=121</guid>
		<description><![CDATA[Market of gold is very fascinating if one decides to start investing in it. It is very dynamic but the investments should be made for mid-term to long-term. Gold has proven to be an asset that has little connection with most financial assets, both in expansionary and recessionary periods.For gold, important fluctuation in the dollar exchange rate against the euro and yen are very important. The weaker the dollar is against these currencies, the more the value of metal rises. A similar situation exists with oil prices. With the increase of oil prices, investors begin to hedge the risk of inflation by buying gold. In mid-term and long-term, price of gold will rise because gold outperforms other assets such as stocks and bonds at times of high inflation as is currently the case, and can offer opportunities for impressive returns.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Gold Investments in 2010 &#124; Gold Price Forecast &#124; Gold Price Predictions</title>
		<link>http://www.financiere.co.uk/gold-investments-in-the-month-of-february-2010-49/</link>
		<comments>http://www.financiere.co.uk/gold-investments-in-the-month-of-february-2010-49/#comments</comments>
		<pubDate>Sun, 21 Feb 2010 13:19:50 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Gold]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[bullion]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[shares]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/?p=49</guid>
		<description><![CDATA[Gold has dropped roughly twelve percent since unusual record of $1,226.10 in December as the dollar gained on escalating fiscal worries in the euro zone. The month of February 2010 is the best time to invest in Gold.  For small scale buyers, bullion coins or gold certificates would do because the ultimate dollar hedge investment will always be gold. Investing in gold through possession of the metal itself, mutual funds, or gold mining stock grants the most direct counter to the dollar. As the dollar falls, gold will eventually rise.
Gold is the only real money and its value cannot be changed or controlled by government fiat-the underlying reason for governments to go off the gold standard, unfortunately. Gold’s value will rise based on the pure forces of supply and demand. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Brits keep secret bank accounts (and secret debt)</title>
		<link>http://www.financiere.co.uk/brits-keep-secret-bank-accounts-and-secret-debt-23/</link>
		<comments>http://www.financiere.co.uk/brits-keep-secret-bank-accounts-and-secret-debt-23/#comments</comments>
		<pubDate>Mon, 24 Dec 2007 14:13:46 +0000</pubDate>
		<dc:creator>Mike Richards</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/brits-keep-secret-bank-accounts-and-secret-debt/</guid>
		<description><![CDATA[More than seven million people in the UK keep a current account secret from their partner, according to research. It&#8217;s long been known that debt and finances are a main cause of fighting and problems between couples, but this new research shows that the problem goes much deeper than that. Abbey National bank discovered 12% [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Be Debt Savvy On Christmas &#8211; for a better 2010</title>
		<link>http://www.financiere.co.uk/be-debt-savvy-on-christmas-for-a-better-2010-22/</link>
		<comments>http://www.financiere.co.uk/be-debt-savvy-on-christmas-for-a-better-2010-22/#comments</comments>
		<pubDate>Wed, 19 Dec 2007 15:15:12 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Savings & Investment]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/be-debt-savvy-on-christmas-for-a-better-2008/</guid>
		<description><![CDATA[Christmas is an ultimate test for many of us to show our real money management skills, as Christmas pushes the spending pressures to the limit. Its the time of the year when people really cross the line and get in to insane purchase agreements, and endup with horrendous expenses beyond their credit limits, or high [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good Debt &#8211; Have you heard of it?</title>
		<link>http://www.financiere.co.uk/good-debt-have-you-heard-of-it-19/</link>
		<comments>http://www.financiere.co.uk/good-debt-have-you-heard-of-it-19/#comments</comments>
		<pubDate>Mon, 19 Nov 2007 14:26:25 +0000</pubDate>
		<dc:creator>Saud Zaheer</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/help/good-debt-have-you-heard-of-it/</guid>
		<description><![CDATA[The word debt immediately send shivers down the spines of many people as it is associated with sleepless nights and the worry of covering re-payments while covering daily living expenses.
With today’s credit card mentality debt seems to have become the norm, almost everyone has a credit card or some kind of loan.  It can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Increase your income! &#8211; ways you can receive more money!</title>
		<link>http://www.financiere.co.uk/increase-your-income-ways-you-can-receive-more-money-17/</link>
		<comments>http://www.financiere.co.uk/increase-your-income-ways-you-can-receive-more-money-17/#comments</comments>
		<pubDate>Tue, 16 Oct 2007 12:39:42 +0000</pubDate>
		<dc:creator>Saud Zaheer</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/increase-your-income-ways-you-can-receive-more-money/</guid>
		<description><![CDATA[Knowing a few simple facts can help you secure more money than you currently earn. The tiny steps given in the article can make a huge difference only if you believe in the saying
"penny earned is a penny  saved"]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Top 10 Pesonal Bank Account Handling Mistakes &#8211; UK</title>
		<link>http://www.financiere.co.uk/top-10-pesonal-bank-account-handling-mistakes-uk-12/</link>
		<comments>http://www.financiere.co.uk/top-10-pesonal-bank-account-handling-mistakes-uk-12/#comments</comments>
		<pubDate>Mon, 03 Sep 2007 23:22:26 +0000</pubDate>
		<dc:creator>Jason</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/top-10-pesonal-bank-account-handling-mistakes-uk/</guid>
		<description><![CDATA[Its not everyday you get to hear this.
&#8220;PRINCE Charles&#8217;s personal bank details have been stolen, they include his vital account number, sort code and national insurance number.&#8220;
(The People Newspaper, United Kingdom &#8211; issue 24 June 2007) 
The Prince&#8217;s secret details are believed to have been on a laptop computer stolen from an accountant&#8217;s car. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Managing Money Wisely To Be Debt Free</title>
		<link>http://www.financiere.co.uk/managing-money-wisely-to-be-debt-free-6/</link>
		<comments>http://www.financiere.co.uk/managing-money-wisely-to-be-debt-free-6/#comments</comments>
		<pubDate>Thu, 23 Aug 2007 16:53:04 +0000</pubDate>
		<dc:creator>Mike Richards</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/managing-money-wisely-to-be-debt-free/</guid>
		<description><![CDATA[Debt Burden
There is a common practice of sending your disposable income straight to your savings account. Its a widely practiced common mistake by individuals who are in debts and  financially less aware. More priority is given by such individuals to accumulate a decent saved sum by the end of the year by delaying to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CGT UK- Capital Gains Tax Checklist</title>
		<link>http://www.financiere.co.uk/cgt-uk-capital-gains-tax-checklist-4/</link>
		<comments>http://www.financiere.co.uk/cgt-uk-capital-gains-tax-checklist-4/#comments</comments>
		<pubDate>Thu, 23 Aug 2007 02:58:05 +0000</pubDate>
		<dc:creator>Saud Zaheer</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Savings & Investment]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://www.financiere.co.uk/savings-investment/cgt-uk-capital-gains-tax-checklist/</guid>
		<description><![CDATA[It is a tax imposed by the government on individuals who make a gain by selling assets other than their main home, such as making a profit on stocks or profiting from properties which are bought for the purpose of resale.
Why is it important to know about CGT?

You may end up receiving a hefty bill on your personal earnings as each year the CGT tax alone contributes arround 3 billion pounds a year to HM Revenue and customs.
Who is liable to Pay CGT

All UK residents are subject to CGT if they make a gain over the given limit.
Whats the CGT exemption limit?

In the last 10 years CGT allowance has risen from just 6500 to 9200, which means anything earned outside the 9200 bracket will be held liable for CGT.

Secondly exemption applies on assets such as your

    * Personal home
    * Premium Bonds
    * Stocks and shares held in ISAs or PEPs
    * Child Trust Funds
    * National Savings Certificates
    * Personal Cars and posessions worth upto 6000
    * Also in the event of death the assets belonging to a person are not liable to CGT

When is CGT Paid?

This is payable on 31st January following the end of the tax year in which the gain has been made.
Any Concessions under CGT?

Taper Relief policy has been made available to precisely calculate and reduce the amount of CGT by assessing the duration the asset has been kept.
How to pay GCT?

All gains made over the set government limit must be reported to HM Revenue &#038; Customs.
For further help and guidance hmrc.gov.uk has detailed information and reliefs available on CGT.]]></description>
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